How to Choose the Most Suitable Credit Cards for Your Lifestyle
How to Choose the Most Suitable Credit Cards for Your Lifestyle
Blog Article
Steps to Select the Best Credit Cards for Your Needs
Understanding the credit card rewards landscape can be confusing with so many selections available, each offering different offers, benefits, and advantages. We have streamlined the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
Great Eastern vs. Singtel vs. Direct Asia: Which Travel Insurance Offers the Best Value for Singapore Travellers?
- Online
- Wireless transactions
- Dining
- International payments
- Miscellaneous expenses
This information helps us identify your spending patterns and determine the optimal collection of credit cards based on your spend.
===
**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also provide options for further optimization such as only looking at cards from specific banks or fee-waived cards initially.
===
How to Get Your Credit Card Annual Fee Waived: A Step-by-Step Guide
**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform continuously updates its recommendations based on your expenses and alerts you of changes to your selection to enhance your miles earned. This proactive method ensures you always have the ideal set of cards to maximize your rewards and benefits.
===